Free funding tools

Run the numbers before you borrow.

Calculators built by our funding team. Get instant estimates — no signup to start, no credit impact.

Loan payment calculator

See your estimated monthly payment, total interest, and true cost of capital for any amount, rate, and term.

Estimate how much financing you need to bridge cash-flow gaps and keep operations running.

Check the debt service coverage ratio lenders use to qualify you — and the max loan your cash flow supports.

Convert a factor rate into the true annualized cost of an advance before you sign.

Put two financing offers head to head — payment, interest, and total cost over the full term.

🔒 Estimates only · figures are illustrative and not a commitment to lend