SBA Loans
SBA 7(a) and 504 programs offer some of the lowest rates and longest terms available — well suited to established businesses funding real estate, acquisitions, or major expansion.
- Amount
- $50,000 – $5,000,000
- APR
- 7% – 14%
- Term
- 60 – 300 mo
- Funding speed
- 2–6 weeks
Best for
Established businesses seeking the lowest cost of capital.
What you get
- Among the lowest available rates
- Terms up to 25 years
- Larger funding amounts
Disclaimer
Tera Loans is a small-business financing marketplace powered by Big Think Capital. We are not a direct lender and do not guarantee funding, approval, rates, or terms. All examples, ranges, and calculator results are representative only and are not an offer or commitment to lend. Actual rates, fees, and terms are set by the funding lender and depend on your business, industry, and credit profile. Business financing only — no consumer, personal, payday, auto, or mortgage loans.
Representative APR ranges from 7% to 45% depending on product, industry, business profile, and credit.