Term Loans
Borrow a set amount and repay it over a fixed term with predictable installments — built for expansions, acquisitions, large projects, or refinancing costlier debt.
- Amount
- $25,000 – $5,000,000
- APR
- 9% – 30%
- Term
- 12 – 120 mo
- Funding speed
- 2–5 business days
Best for
Larger, planned, one-time investments and growth.
What you get
- Fixed rates and terms
- Larger funding amounts
- Predictable monthly payments
Disclaimer
Tera Loans is a small-business financing marketplace powered by Big Think Capital. We are not a direct lender and do not guarantee funding, approval, rates, or terms. All examples, ranges, and calculator results are representative only and are not an offer or commitment to lend. Actual rates, fees, and terms are set by the funding lender and depend on your business, industry, and credit profile. Business financing only — no consumer, personal, payday, auto, or mortgage loans.
Representative APR ranges from 7% to 45% depending on product, industry, business profile, and credit.