Equipment Financing
Finance vehicles, machinery, kitchen lines, medical devices, and tooling across any industry. The equipment secures the loan, so rates stay competitive and approvals are fast.
- Amount
- $10,000 – $2,000,000
- APR
- 7% – 30%
- Term
- 12 – 84 mo
- Funding speed
- 1–3 business days
Best for
Buying or replacing revenue-producing equipment in any trade.
What you get
- Finance up to 100% of equipment cost
- Fixed monthly payments
- Potential Section 179 tax advantages
Disclaimer
Tera Loans is a small-business financing marketplace powered by Big Think Capital. We are not a direct lender and do not guarantee funding, approval, rates, or terms. All examples, ranges, and calculator results are representative only and are not an offer or commitment to lend. Actual rates, fees, and terms are set by the funding lender and depend on your business, industry, and credit profile. Business financing only — no consumer, personal, payday, auto, or mortgage loans.
Representative APR ranges from 7% to 45% depending on product, industry, business profile, and credit.