Business Line of Credit
A revolving credit limit you tap as expenses come up and replenish as you repay. Ideal for businesses with seasonal or unpredictable spending across the year.
- Amount
- $10,000 – $500,000
- APR
- 10% – 36%
- Term
- 6 – 24 mo
- Funding speed
- 1–2 business days
Best for
Ongoing, variable expenses and a standing safety net.
What you get
- Revolving access to funds
- Interest only on what you draw
- Reusable as you repay
Disclaimer
Tera Loans is a small-business financing marketplace powered by Big Think Capital. We are not a direct lender and do not guarantee funding, approval, rates, or terms. All examples, ranges, and calculator results are representative only and are not an offer or commitment to lend. Actual rates, fees, and terms are set by the funding lender and depend on your business, industry, and credit profile. Business financing only — no consumer, personal, payday, auto, or mortgage loans.
Representative APR ranges from 7% to 45% depending on product, industry, business profile, and credit.