Retail & E-commerce financing
Inventory financing, lines of credit, and seasonal working capital for brick-and-mortar shops and online sellers stocking up ahead of peak demand.
Financing options
Equipment Financing
Acquire the assets that drive revenue — without a cash crunch.
Working Capital
Cover the gap between spending and getting paid.
Business Line of Credit
Draw what you need, pay only for what you use.
Term Loans
A lump sum with fixed payments for a clear investment.
SBA Loans
Government-backed financing at the lowest cost of capital.
Disclaimer
Tera Loans is a small-business financing marketplace powered by Big Think Capital. We are not a direct lender and do not guarantee funding, approval, rates, or terms. All examples, ranges, and calculator results are representative only and are not an offer or commitment to lend. Actual rates, fees, and terms are set by the funding lender and depend on your business, industry, and credit profile. Business financing only — no consumer, personal, payday, auto, or mortgage loans.
Representative APR ranges from 7% to 45% depending on product, industry, business profile, and credit.